How much is it?
What invoice finance can cost
The cost of an invoice finance facility depends on the business and its invoices. Providers typically charge:
- a management fee based on invoices financed, usually a fraction of a percent;
- a charge on the money drawn down (often called a discount or interest charge);
- an establishment fee.
The actual fees and rates are set by the provider and should be confirmed in writing before agreeing to anything. The estimate on this website shows a borrowing amount only. It does not include any fees or charges, and it is not a quote.
Read what the video shows
A bar showing the indicative interest rate per annum for three kinds of funding. Invoice finance sits at around 9% to 13%. Unsecured lines of credit generally cost 15% to 25%. Loans charging simple interest start above 25% and can go higher. Indicative ranges only: actual costs vary by provider and business.
Using this website
Getting an estimate here is free, and it doesn't commit you to anything.
Ready to check your numbers?
Upload your aged receivables report as an exported PDF to see an indicative borrowing amount.